Chapter 13 Bankruptcy Lawyer in Jupiter, FL
Filing for Chapter 13 bankruptcy is an intimidating process that can leave you with many questions. Our seasoned attorney at Gort Law is ready to help. Chapter 13 bankruptcy serves as a lifeline for individuals seeking to regain financial control without relinquishing their assets. Unlike Chapter 7 bankruptcy, which involves liquidating assets to clear debts, Chapter 13 focuses on reorganizing debts into a feasible repayment plan spread over three to five years. This approach allows individuals to catch up on overdue payments, such as mortgage or car loans, while retaining ownership of significant assets. By offering a structured path to financial recovery, Chapter 13 bankruptcy empowers individuals to address their financial challenges head-on, paving the way toward long-term stability and peace of mind.
Schedule a consultation with our top-rated Jupiter Chapter 13 bankruptcy lawyer to find out what bankruptcy may be right for you. We also represent clients in Palm Beach Gardens, Fort Pierce, Port St. Lucie, and Indian River County.
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"My Go-To Guy"Mike is my go-to guy for all bankruptcy and debtor/creditor issues in my divorce and immigration practice. Knowledgeable, experienced and professional; I cannot recommend him highly enough.- Former Client
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"He Really Cares"Mr. Gort is extremely knowledgeable and took the time to work on our matter. We were able to easily get in contact with him and feel that he really cares about the people who he represents.- Former Client
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"Great Small Business Lawyer"Mike helped me resolve a serious real estate financial matter and he was invaluable to me in developing of my (now public) company. His experience and business knowledge complement his legal training beautifully!- Roy W.
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"He Did A Stellar Job"Mr. Gort did a stellar job in my representation. His legal knowledge combined with his compassion and empathy made the journey through my legal matter maneuverable with the best resolution possible.- Former Client
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"He Really Listens"Mr. Gort is a consummate professional. He takes the time to listen to your needs, review your case thoroughly, and present factual scenarios/possible outcomes based on case law & reality.- Donna B.
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"Fantastic Job"We were more than pleased with Michael - he was attentive and professional in every way. We won our case hands down and we owe it all to Michael. He did a fantastic job for us.- Former Client
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"His Integrity is Bar None"Mike Gort is a very knowledgeable attorney with experience on both sides of the transaction or situation. His honesty and integrity is bar none. His communication was always on point.- Former Client
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"Superb and Comprehensive Job"Mr. Gort did a superb and comprehensive job while representing me during my legal matter. He was not only completely astute and knowledgeable when it came to the law, he was very forthright and compassionate.- Former Client
What Debt Does Not Automatically Get Eliminated in a Chapter 13 Bankruptcy?
In a Chapter 13 bankruptcy, certain types of debt are not automatically discharged and must still be repaid.
These typically include:
- Priority debts: These are debts that are given special status and must be paid in full through the repayment plan. They include child support, alimony, and certain taxes.
- Secured debts: While Chapter 13 can help manage secured debts like mortgages or car loans, these debts are not eliminated. Instead, the repayment plan may allow you to catch up on missed payments.
- Student loans: Generally, student loans are not discharged in bankruptcy unless you can prove undue hardship, which is a challenging standard to meet.
- Debts from fraud or malicious acts: Debts incurred through fraudulent activities or malicious acts are typically not discharged.
- Recent tax debts: Taxes that are recent or not filed properly are usually not discharged.
Work with Our Skilled Chapter 13 Bankruptcy Attorney
Individuals can work towards a more secure financial future by embracing the opportunity to reorganize debts and catch up on secured payments. It is essential to seek professional advice to comprehend the nuances of this process fully and to develop a strategy tailored to your specific situation. With legal guidance, Chapter 13 bankruptcy can be a powerful tool for achieving lasting financial recovery and peace of mind.
Contact Gort Law by calling (561) 778-7047 today to learn more and get personalized guidance from our Chapter 13 bankruptcy attorney.
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