Liquidate Your Assets to Pay Off Your Debts

Work with our Chapter 7 bankruptcy attorney in Jupiter, FL

Having excessive debt can be stressful and confusing. But it's always best to take action sooner rather than later. Gort Law, P.A. can help you out with organizing your finances. We have a Chapter 7 bankruptcy attorney serving clients in and around Jupiter, FL.

Once you file your documents and get your affairs in order, you'll be able to set up a payment plan that you're comfortable with. Whether you're an individual or business owner who needs to file for bankruptcy, we'll be able to help you navigate the process.

Need to reorganize your debt? Start fresh by partnering with our Chapter 13 bankruptcy lawyer. Reach out to us now to begin your initial consultation.

Know the different types of bankruptcy

When it comes to filing for bankruptcy, we'll help you decide the best option for your situation. Our Chapter 7 bankruptcy attorney can file for:

  • Chapter 7: A two-to-four-month long process that involves liquidating an individual's or business's assets
  • Chapter 13: A multi-year process that involves reorganizing debts when you've fallen behind on payments

We'll be with you every step of the way. Call 561-900-0478 now to find out more from our Chapter 13 bankruptcy lawyer.

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The importance of the means test

To determine if you qualify for Chapter 7 bankruptcy, you'll take the means test. The means test considers many factors, including income and expenses. Most people who take the test pass easily, meaning they can file for Chapter 7 bankruptcy.

The first step of the means test is to input your household income to see if it falls below your state's median income. If you've had a recent life change, like losing your job, that will be considered in the process. After putting in your info, if your household income is found to be below the median, you'll pass the means test and be able to file for Chapter 7 bankruptcy.

Some of our clients may need to prepare for step two of the means test, which includes gathering documentation about their expenses from the past six months. Allowable expenses include rent, groceries, clothing and medical costs, while everything else will be seen as disposable income. If your disposable income is low enough, you may still qualify for Chapter 7 bankruptcy. It's important to be thorough during this process, so you don't accidentally overlook expenses that could help your cause.

If you ultimately do not pass the means test, you can still file for Chapter 13 bankruptcy. Contact us to get more information about the means test and your next steps.

Discover why you should hire our licensed attorney

Choosing a Chapter 7 bankruptcy attorney to partner with is a big decision to make. You need someone who is experienced, capable and reliable. Fortunately, we have just the attorney ready to tackle your financial situation. Our Chapter 13 bankruptcy lawyer:

  • Has over 50 years of legal experience
  • Can represent both private citizens and business owners
  • Will do everything possible to reach a favorable outcome

Don't forget that we also offer free virtual consultations. You can learn more about the legal services we offer in Jupiter, FL by getting in touch with our attorney now.